REGISTER INTENT TO SELL

HDB Resale Flat

Register Intent to Sell

HDB Resale flat sellers have to log in to the HDB Resale Flat Portal using their SingPass to start their buying or selling journey.

The portal will guide flat sellers through the following steps:

  1. Register Intent to Sell
  2. Submit Resale Application
  3. Acknowledge Resale Documents
  4. Pay Fees (Online Payment)
  5. Approval of Resale
  6. Completion of Resale

Purpose of registering an Intent to Sell

The HDB Resale Portal is capable of providing verification checks.  Upon registration, you will be able to receive instantaneous assessment on your eligibility to sell, the Ethnic Integration Policy/ Singapore Permanent Resident (EIP/ SPR) Quota, status of upgrading, billing of upgrading costs, and recent transacted prices of nearby flats.

Sellers only

  • If there are more than one flat owners, only one of you will need to login to the HDB Resale Portal to register the Intent to Sell.

Important Note:

  • Your Intent to Sell is valid for 12 months. You will need to re-apply an Intent to Sell if you do not submit your resale application within 12 months.
  • The results generated from the Intent to Sell is based on information provided. It offers an indication of your eligibility, and does not constitute an approval by HDB. Your eligibility to sell a flat will be determined when you submit the resale application subsequently.
  • Please ensure that your details  are accurate when registering your Intent. Your resale application will be rejected if the details submitted are different from that indicated in your Intent to Sell.

What do I do after registering an Intent to Sell?

After completing the Intent to Sell, the portal will direct you to download the OTP and compute your estimated sale proceeds. You are required to wait for the completion of the 7-day cooling-off period before  granting an OTP to the buyers. 

HDB Resale Flat

OPTION TO PURCHASE

HDB Resale Flat

Option to Purchase

After regstering your Intent to Sell, the HDB Resale Flat Portal will prompt you to download a copy of the Option to Purchase (OTP).

You and the buyers must use the HDB-prescribed Option to Purchase (OTP) as the form of contract in the transaction. Any other agreements and/or supplementary agreements relating to the sale or purchase of the flat are not valid under the Housing and Development Act.

You can download a copy of the HDB-prescribed OTP form. Please print only 1 copy of the OTP as each form has a unique serial number.

Please read the Important Notes of the OTP and the Terms and Conditions of HDB Resale Flat carefully before entering into a contract. Print only 1 copy of the OTP as each form has a unique serial number. You must state the serial number of the OTP when you submit a HDB resale  flat application to HDB.

Procedures to enter into a contract using the OTP

There are 4 steps to enter into a contract using the OTP.

Step 1: Negotiate and agree on the resale price

You and the buyers have to negotiate and agree on the resale price of the flat. You can make use of the Resale Flat Prices e-Service to check the resale transacted prices for the past 2 years to assist you in making an informed decision. The figures are updated daily based on HDB’s registration of the resale applications received.

Before entering into an OTP, ensure that you:

  • Have registered your Intent to Sell

Grant an OTP to the buyers only after you have waited out the 7-day cooling-off period.

When entering the OTP, take note of the following:

  • You and the buyers must declare the true resale price of the flat to HDB
  • Salespersons must declare all relevant information relating to the resale transaction, under the Salesperson Statutory Declaration

The penalty for false declaration includes a fine and/ or up to 3 years’ imprisonment.

  • You and the buyers must not enter into any of the following:
    • Supplementary/ other agreements
    • Arrangements that may cause the true resale price as declared to be inflated or understated

The penalty for false information includes a fine of up to $5,000 and/ or up to 6 months’ imprisonment.

Step 2: You grant the OTP to the buyers

You can only grant an OTP to buyers at least 7 days after registering your Intent to Sell. You should use this cooling-off period wisely and consider the housing options available to you.

If you decide to sell your HDB Resale flat, you may grant an Option to the buyers, to sell the resale flat at the agreed resale price.

You or the buyers must fill in these sections in the OTP:

Page 1

  • Option Date
  • Flat address
  • Purchase price (resale price of the flat)
  • Option Fee (between $1 to $1,000)
  • Option Expiry Date (21 calendar days from the Option Date [including Saturday, Sunday and public holidays]. E.g. If seller grants Option to you on 1 April, the Option will expire on 22 April at 4pm)

Names and NRIC numbers of all sellers and buyers

Top half of page 8

  • Option Date
  • Flat address
  • You and all the co-owners of your flat must sign on the OTP

A witness must sign on the OTP (your salesperson or any person who is a Singapore Citizen or Singapore Permanent Resident, aged 21 years or above, and not involved in the resale transaction)

You are required to sign on the OTP, in exchange for an Option Fee from the buyers. The Option Fee should be between the sum of $1 to $1,000, to be negotiated between you and the buyers.

Once you have granted the Option to the buyers, you are not allowed to grant an Option to another buyer until it expires.

Step 3a: Buyers exercise the OTP if they wish to proceed with the purchase.

The Option period is 21 calendar days (including Saturdays, Sundays and Public Holidays), from the date of granting the OTP (refer to Step 2). It expires at 4pm on the 21st calendar day.

If the flat buyers wish to purchase the flat, they have to exercise the Option within the Option Period. To exercise the Option, you or the buyers must fill in:

  • Clause 6.1 (c) on page 2 of the OTP: Option Exercise Fee
  • Clause 12 on page 4 of the OTP: Number of days from the date of exercising the Option that you and the buyers have agreed to submit the resale application to HDB
  • Bottom half of page 8 of the OTP:
    • All buyers must sign on the “ACCEPTANCE” section in the OTP

A witness must sign on the OTP (their salesperson or any person who is a Singapore Citizen or Singapore Permanent Resident, aged 21 years or above, and not involved in the resale transaction)

When the buyers exercise the OTP, the buyers will need to pay a deposit to you. The deposit, including the Option Fee previously paid in Step 2, must not exceed $5,000 in total. The amount of deposit is negotiated between you and the buyers.

Step 3b: Let the OTP expire if the buyers do not wish to proceed with the purchase.

The buyers will forfeit the Option Fee.

If the buyers do not wish to proceed with the purchase and exercise the OTP, you will need to wait for the Option Expiry Date to lapse. The buyers will forfeit the Option Fee previously paid in Step 2; you may keep the Option Fee.

Step 4: Decide when to submit the resale application

After the buyers have exercised the Option, you and the buyers  have to decide on the date to submit the resale application to HDB. Both you and your buyer’s portion of the resale application must be submitted within 7 day of each other’s. Both portion must also be submitted within the previously agreed number of days on page 4 of the OTP.

You and the buyers (or buyer’s salesperson) have to submit the respective portions of the resale application separately. A resale application is deemed complete only when the HDB receives both portions of the resale application. You and the buyers should ensure that all prevailing eligibility conditions and resale requirements are met, on the date the second party submits his portion of the resale application. Find out more on the submission of resale application.

HDB Resale Flat

RESALE APPLICATION

HDB Resale Flat Application

After exercising the Option to Purchase (OTP), buyers and sellers must submit their respective portions of the resale application, together with the necessary documents, to HDB via the HDB Resale Portal. Salespersons can use the Estate Agent Toolkit to submit resale applications on behalf of their clients.

Upon receipt of the resale application and supporting documents, HDB will verify the information provided and assess the eligibility of the buyer and the seller. You and the buyer should ensure that both of you meet all the eligibility conditions and resale requirements when submitting your resale application. If the application is in order, HDB will notify you and the buyer of our acceptance of the application via SMS/ email. On average, it will take about 8 weeks from the date of HDB’s acceptance of the resale application, to process the application.

More details on the submission of your resale application is given below:

When must the resale application be submitted to HDB?

You and the buyer (or the salesperson) can proceed to submit the resale application after you have exercised the Option to Purchase (OTP). There are 2 important time-specific requirements to observe when submitting your resale application:

(i) Submission by the second party within 7 calendar days

Either you or the buyer can submit your portion of the resale application first. After the first portion is submitted, the second party must submit his portion within 7 calendar days. If this is not done, the application will lapse, and both parties will have to restart the application process.

(ii) Submission of application to HDB (according to Clause 12 of the OTP)

Under Clause 12 of the OTP, you and the buyer will agree on the timeframe to submit your resale application to us. This is a contractual agreement between you and the seller. The timeframe can be extended with mutual consent.

What are the information and documents to be provided when submitting the resale application?

When submitting your resale application, you will need to provide the following information:

  • Details of Option to Purchase (i.e. OTP Serial No., Option Grant/ Exercise Date, Purchase price, Option Fee/ Option Exercise Fee)
  • Buyers’ particulars
  • Sellers’ particulars
  • Indicate whether you have an existing loan with HDB/ Financial Institution (FI)
  • Declarations regarding your purchase

Resale Application Fees

Buyers and sellers must submit their respective portions of the resale application to HDB via the HDB Resale Portal. You will each pay an administrative fee (inclusive of GST) of $40 or $80, depending on the flat type.

Flat Type – Resale Application Administrative Fee*  (Payable by buyer and seller)

1 and 2-room – $40

3-room and bigger – $80

Payments can be made online via credit card (Visa or MasterCard) when using the HDB Resale Portal, and via GIRO when using the Estate Agent Toolkit

What happens after I submit the resale application to HDB?

After you have submitted your resale application, please inform your buyers to submit their portion within 7 days. Otherwise the application will be cancelled, and there will be no refund.

Upon receipt of a complete resale application from the flat sellers and buyers, HDB will verify the eligibility of flat sellers and buyers, and review the supporting documents submitted. If the application is in order, HDB will notify the flat sellers and buyers of its acceptance of the application via SMS and emails within 7 working days, and post the application progress update in the HDB Resale Portal. The date of HDB’s acceptance of the resale application marks the beginning of the 8-week processing time. 

During these 8 weeks, you are required to endorse documents which HDB have prepared for you through the HDB Resale Portal and pay the necessary fees online. An in-principle approval for resale will be granted once the documents are endorsed. Following which, an appointment will be arranged for buyers and sellers to attend to complete the resale transaction.

Where can I check the status of my Resale Application?

The HDB Resale Portal provides a step-by-step guide on your selling journey. You can login to the HDB Resale Portal to view your progress and status of your resale application.

Cancellation of Resale Application

Take note of the factors that may cause your resale application to be cancelled.

Your application will be cancelled if any of the following occurs:

  • The resale is abortive for any reason whatsoever
  • Buyer and seller withdraw your application by giving notice in writing to HDB
  • Buyer does not have sufficient CPF monies or cash to finance the purchase of the resale flat
  • Information given in the resale application by the seller/ buyer is incorrect or the buyer/ the seller has suppressed any information required
  • Buyer/ seller is ineligible to retain the application under the prevailing HDB’s policies

HDB Resale Flat

ADDITIONAL INFORMATION

HDB Resale Flat

Additional Information

What are the information and documents to be provided when submitting the HDB resale flat application?

You may be required to submit supporting documents for your resale application. The list of documents required will be reflected in the HDB Resale Portal when you submit your resale application. You can save your application as a draft, and retrieve your application for submission once you have prepared the necessary documents (saved in the Portable Document Format (PDF)).

Here is a list of documents that may be required for your application:

A copy of

  • Identity Card or Passport (for non-citizens)
  • Duplicate Lease, if it has been issued
  • Wife/ Husband’s endorsement on the resale application form and Spouse Consent to Resale form if she/ he is the occupant of the flat
  • Power of Attorney, if applicable
  • Lasting Power of Attorney (LPA), if applicable
  • Deed of Separation, Divorce Certificate, Decree Nisi/ Interim Judgement, Certificate Making Decree Absolute/ Certificate Making Interim Judgement Absolute, if applicable
  • A Letter of Consent from the Official Assignee, if applicable

If seller is deceased:

  • Death certificate of seller
  • Grant of Letter of Administration/ Probate, if applicable
  • Last will of the deceased, if applicable
  • Order of Court to sanction the sale, if applicable

If the documents to be submitted are in languages other than English, Chinese, Malay or Tamil, an official translation in English of these documents is required.

If the sellers are divorced or separated:

  • Deed of separation or Interim Judgment (previously known as Decree Nisi) and Certificate of
  • Making Interim Judgment Final (previously known as Decree Nisi Absolute)
  • Order of Court, if any
  • Any other documents of the divorce

If the above documents are in languages other than English, an official translation in English of these documents by a sworn interpreter of the Supreme Court or Subordinate Courts is required.

You may also be required to submit additional information and documents for verification.

Application for Enhanced Contra Facility

The enhanced contra facility lets you sell your existing flat and use the proceeds for an HDB resale flat, reducing your cash outlay and mortgage. If you intend to apply for the Enhanced Contra Facility, you will need to indicate your request in your application form.

Temporary Extension of Stay for Sellers

The Temporary Extension of Stay lets sellers stay in their flat for up to 3 months after handling over the keys if the buyer agrees.

You and your co-sellers need to move out of the flat after the sale of the flat is legally completed. The buyers, who are now the new owners of the flat, will start a Minimum Occupation Period (MOP) from this legal completion date.

If you are unable to move out immediately upon the legal completion of the sale, you can arrange with the flat buyers, to extend your stay temporarily in the flat, for a period of up to 3 months after the legal completion.

Who can apply for the temporary extension of stay?

To be eligible for the temporary extension, you must:

  • Have exercised an Option To Purchase or signed a Sale and Purchase Agreement for a completed housing unit (can be another HDB flat or private residential property) in Singapore at the time of the resale application.
  • Not be subletting the whole flat at the time of resale application

Be the contra party if the transactions are under the Enhanced Contra Facility

Documents required if you are applying for the temporary extension of stay

You will need to submit one of the following documents as proof of purchase of a completed residential property in Singapore that is ready for occupation:

  • An Option to Purchase which has been exercised
  • A Sales and Purchase Agreement which has been executed

Other evidence of purchase, e.g. letter by solicitor confirming the taking possession or date of taking possession of property

Conditions for flat buyers

As legal owners of the flat, flat buyers must pay the following during the period of extension (the list may not be exhaustive)

  • Monthly instalments for housing loan

Service & Conservancy Charges (without rebates)

The start point for the computation of MOP will be set back by the period of the temporary extension of stay.

Administrative fee and submission procedure

The temporary extension of stay is subject to the agreement of the flat buyers and the request is to be submitted to HDB at the time of the resale application. An administrative fee of $20 (inclusive of GST) is payable by the flat buyers after we have processed your application. 

Buyers and sellers may formalise their agreement on the terms of the extension of stay (the period of stay must not be more than 3 months after legal completion) and any monetary compensation from the flat sellers to the buyers. This will be a private arrangement between both parties.  

Expiry and termination of Temporary Extension of Stay

The extension of stay will automatically be terminated at the end of 3 months. Flat buyers must inform HDB via My HDBPage if they wish to terminate the extension earlier. The computation of the MOP for the new owners will commence after the extension of stay is terminated.

Appointing a Power of Attorney

When selling a flat, you may need a Power of Attorney if you are unable to attend certain matters personally.

When is the Power of Attorney required?

A Power of Attorney (PoA) is a legal document that allows a person (‘donor’) to appoint another person (‘attorney’) to act on his behalf and in his name on matters specified in the PoA.

When buying or selling an HDB flat, certain matters must be attended to at different stages of the process. For example, signing of documents, such as:

  • Option to Purchase
  • Application forms
  • Declarations forms
  • Legal documents

The PoA is required if you are unable to attend to these matters personally. You are advised to consult a private solicitor in Singapore to prepare the PoA.

What must you and your private solicitor do?

Step 1: Preparing the PoA

You must get a solicitor to prepare the PoA.

Step 2: Signing the PoA

The PoA has to be signed by you in the presence of your solicitor. If you are already overseas, you must sign the PoA in the presence of one of the following parties:

  • Notary Public*
  • Singapore High Commission

Singapore Ambassador in the country of your stay

*With effect from 1 March 2017, if you are using CPF monies to buy a flat, the CPF Board does not accept PoAs witnessed by overseas Notary Publics. The PoA must be witnessed and sealed/ stamped by an official from a Singapore Overseas Mission. You may visit the Ministry of Foreign Affairs’ website for more details on the nearest Singapore Overseas Mission.

Step 3: Registering the PoA

After your PoA has been signed, your solicitor will register the PoA with the High Court Registry.

If you are appointing a PoA, you are required to indicate this in the application form and submit the following documents to us:

  • Certified true copy from the High Court + 2 photocopy
  • 2 certified true copies of the PoA by an Advocate and Solicitor
  • A letter from the Solicitor confirming that the standard format for PoA provided by HDB has been used

Certified true copy by an Advocate and Solicitor together with the computer printout with the High Court seal where POA has been registered through the Electronic Filing System.

Important points to note:

  • If you are going overseas, you are advised to obtain the PoA before leaving the country
  • The PoA cannot be used for the signing of the following documents, which you must personally sign:
    • Application Form
    • Statutory Declarations (you must sign in the presence of a Commissioner of Oaths or Notary Public)
    • Any undertakings
  • If you have submitted an original PoA or a certified true copy of the PoA from the High Court to us, it will be returned to your solicitor. This is after the Lease & Mortgage document has been registered with the Singapore Land Authority
  • However, certified true copies of the PoA by your solicitors will be retained by HDB

Engaging a Solicitor

You are required to indicate in your resale application whether you are appointing HDB solicitors or private solicitors to act for you in the conveyancing of the resale transaction.

If you wish to engage HDB solicitors, you may refer to the breakdown of legal fees payable.

If you have an existing loan from the bank, you are required to engage a solicitor to act for the redemption of the bank loan as well. You may wish to approach your bank to find out the list of solicitors under their panel, and check with the solicitors to get an estimate of the legal fees payable.

If you  Are An Undischarged Bankrupt

If you are a undischarged bankrupt, prior consent from the Official Assignee (OA) may be required before selling your flat.

Under the Housing and Development Act, as long as any of the HDB flat owners is a Singapore Citizen, the consent of the Official Assignee is not required in the event that the flat owners wish to sell the flat.

In cases where none of the flat owners are Singapore citizens, they will have to obtain the consent of the Official Assignee before they sell their flat.

 HDB Resale Flat

AFTER SUBMITTING A RESALE APPLICATION

HDB Resale Flat

After Submitting a Resale Application

After HDB receives the completed resale application from both the flat sellers and buyers, we will prepare the necessary documents for their endorsements. You are required to endorse the documents through the HDB Resale Portal and pay the necessary fees online.  An in-principle approval for resale will be granted once the documents are endorsed, and necessary fees paid. An appointment then will be scheduled for buyers and sellers to attend to complete the HDB resale flat transaction.

Read on for more details about the procedure.

Acknowledge and Endorse Resale Documents:

After you have submitted your resale application, HDB will compute your estimated sale proceeds, the buyers’ Financial plan, as well as the relevant forms and undertakings for the sellers and buyers to endorse.

Once these documents are ready, they will be posted on the HDB Resale Portal. Buyers and sellers will be notified via SMS to endorse these documents within 6 days. A reminder SMS will be sent if the documents are not endorsed, and the resale completion date will be postponed, if buyers or sellers fail to endorse the documents within the extended deadline.

Important note:

  • The resale documents must be endorsed individually by all the sellers.
  • You are required to read through the documents before endorsing them. You can check the status of the endorsement process via the HDB Resale Portal.
  • The documents are given in PDF format. You can save a copy for reference.

If you have questions on your estimated sale proceeds or the resale documents, you can contact the Customer Relations Manager (CRM) in charge of your application for clarification. The CRM’s details are provided on the HDB Resale Portal.

Documents for endorsement includes:

  • Sellers’ sale proceeds
  • Acknowledgement for Upgrading Programme, if applicable
  • Spouse Consent for Sale of Flat, if applicable
    • If your spouse is an occupier of the flat, your spouse must agree to vacate the flat when the sale is completed
  • Resale documents for acknowledgement

Pay Resale Fees:

After endorsing the resale documents, you will be directed to make payments for legal fees (conveyancing) online.

You can make payment online by using your Visa or MasterCard credit card. If you are unable to do so, you can print the payment advice and proceed to the Payment Office at Level 3, HDB Hub to make payment, within the notice period given by HDB.

Wait for Approval:

HDB will grant an approval for the resale, typically within 2 weeks after the sellers and buyers have endorsed on the documents prepared by the HDB. Buyers and sellers are advised to respond promptly to prevent any delay or cancellation of the resale application.

Once the resale application is approved, flat sellers and buyers will be notified via SMS and emails. The approval letter will also be posted on the HDB Resale Portal for buyers and sellers viewing.

Completion of Resale:

Following the resale approval HDB will prepare for the completion of the transaction.

Buyers and sellers are required to attend the resale completion appointment if they have engaged HDB’s solicitors to act for them in the conveyancing of the resale transaction.

Once the completion appointment is scheduled, flat sellers and buyers will be notified via SMS.  The completion letters will also be posted HDB Resale Flat Portal for their viewing.

HDB Resale Flat

APPOINTMENT AT HDB

HDB Resale Flat

Appointment at HDB

With the streamlined resale process, buyers and sellers are required to attend only 1 resale appointment at HDB. You will need to be present for the resale completion appointment if you have engaged HDB solicitor to act for you. If you have engaged your private solicitors to act for you, your solicitor representative will attend the resale completion appointment on your behalf.

Flat inspection by HDB Branch

After buyers and sellers have submitted their resale application, HDB will arrange for Technical Executives from the HDB Branch to inspect your flat.

The purpose of the inspection is to check if there are unauthorised renovation works in the flat that may damage HDB property and affect the structural stability of the flats/ building. The inspection is not to ascertain the value of the flat, the condition and safety of the renovation works, or compliance with any legislation in respect of any installation of fittings/ fixtures in the flat.

You will be informed of the inspection date in the letter of HDB’s acceptance of the resale application.

Resale Completion Appointment

The resale completion date is tentatively scheduled as 8 weeks from the date of HDB’s acceptance of the resale application, and indicated in the letter of HDB’s acceptance of the resale application. We will notify you (via SMS) on the actual date and time of your resale completion appointment once the resale completion is scheduled. You can also check the completion date and time from the HDB Resale Portal.

Legal documents which require “wet ink” signature will be signed by the buyers and sellers at the completion appointment at HDB Hub. If you are unable to attend the resale completion appointment, you contact your Customer Relations Manager (CRM), who will advise you accordingly. Details of your CRM can be found on the HDB Resale Portal.

Things To Do Before Completion

Rectify any unauthorised renovation work

After we have received the resale application from the buyers and sellers, an inspection of the flat will be carried out by an officer from the HDB Branch. The purpose of the inspection is to check for unauthorised renovation works in the flat that may damage HDB property, and affect the structural stability of the flats or building.

If there are any unauthorised renovation works in the flat, please rectify them before the completion of the resale transaction.

Payments

You must

  • Terminate any GIRO arrangements for all payments pertaining to the flat; and
  • Settle any outstanding payments as advised by us:
    • Service and conservancy charges up to the day of resale completion
    • Property tax up to the end of the year

Deliver vacant possession of the flat upon resale completion

You have to vacate the flat before the Date of Completion so that buyers can take possession of the resale flat after the Completion Appointment.

After you have vacated the flat, invite the buyers to inspect the flat and ensure that the keys to the resale flat are available for handover to the buyers during the resale completion appointment.

During the Resale Completion Appointment

The appointment is for us to witness:

  • The signing of the transfer document by the seller of the resale flat
  • The signing of the mortgage document/ agreement by you (if you are taking an HDB housing loan)
  • The handing over of the keys from the seller to you (or to your lawyer if you took a bank loan and engaged the bank’s lawyer to act for the purchase) after:
    • The buyer confirms that the flat has been vacated and the conditions are acceptable (buyer should arrange for a final inspection of the flat with the seller before the date of completion)
    • The sellers have to pay the service and conservancy charges up to the day of resale completion. As for property tax, they are required to pay up to the end of the year.

Sellers’ sale proceeds

  • You will receive your cheque for the net sale proceeds, if any
  • HDB will arrange to refund the CPF monies to your CPF account. CPF refund will take place within 7-14 working days from the date of the completion appointment.
  • If you have engaged a private solicitor to act for you, your solicitors will be responsible for effecting the refund of the CPF monies to your CPF account.

Temporary Extension of Stay for sellers

After the sale of the resale flat is legally completed, you have to move out of the flat.  If you are unable to do so immediately, you can arrange with the flat buyers to extend your stay temporarily in the flat, for a period of up to 3 months after the legal completion.

If you would like to apply for the temporary extension of stay, you must seek your buyer’s agreement and indicate your request when you submit your resale application.

HDB Resale Flat

TEMPORARY EXTENSION OF STAY FOR SELLERS

HDB Resale Flat

Temporary Extension of Stay for Sellers

You and your co-sellers need to move out of the flat after the sale of the flat is legally completed. The buyers, being the new owners of the flat, will start  Minimum Occupation Period (MOP) from this legal completion date.

If you are not be able to move out immediately upon the legal completion of the sale, you can arrange with the flat buyers, to extend your stay temporarily in the flat, for a period of up to 3 months after the legal completion.

Conditions for flat sellers

To be eligible for the temporary extension, you must:

  • Have committed to buy a completed housing unit (can be another HDB flat or private residential property) in Singapore at the time of the HDB resale flat application, i.e. exercised an Option To Purchase or signed a Sale and Purchase Agreement
  • Not be renting out the whole flat at the time of resale application
  • Be the contra party if the transactions are under the Enhanced Contra Facility

Conditions for flat buyers

As legal owners of the flat, flat buyers must pay the following during the period of extension (the list may not be exhaustive):

  • Monthly instalments for housing loan
  • Service & Conservancy Charges (without rebates)

The start point for the computation of MOP will be set back by the period of the temporary extension of stay.

Administrative fee and submission procedure

The temporary extension of stay is subject to the flat buyers agreement and the request is to be submitted to HDB at the time of the resale application. An administrative fee of $20 (inclusive of GST) is payable by the flat buyers.

Buyers and sellers may formalise their agreement on the terms of the extension of stay (the period of stay must not be more than 3 months after legal completion) and any monetary compensation by the flat sellers to the buyers. This will be a private arrangement and they do not have to show their agreement to HDB.

Expiry and termination of Temporary Extension of Stay

The extension of stay will be terminated automatically at the end of 3 months. Flat buyers must inform HDB via My HDBPage or contact a HDB Branch if they terminate the extension earlier. The computation of the MOP for the new owners will commence after the extension of stay is terminated.

 HDB Resale Flat

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